1. Get a diagnosis, not a product pitch
- A proper inspection measures crack width and wall bow, photographs the problem, checks floors, doors, and exterior grading/gutters, and explains the cause in plain language.
- Ask: what is causing this, what happens if I do nothing for a year, and why does your recommended method fit this cause?
- If two contractors recommend different methods, that is useful information, not confusion — ask each to explain why the other's method would or would not work.
2. Beware the one-system contractor
Some firms sell a single proprietary system for every problem. Piers, anchors, carbon fibre, and drainage each solve different problems. A contractor who recommends the same system for a settling corner, a bowing wall, and a leaking basement has not diagnosed three problems — they have one product. Method-honest contractors explain multiple options, including 'monitor it' when that is the honest answer for a stable cosmetic crack.
3. Verify insurance, licensing, and warranties
- Ask for licence/registration details applicable in Indiana and Fort Wayne, a certificate of insurance, and local references — and call one.
- Get warranties in writing, separately for materials and workmanship, including: what is covered, for how long, whether it transfers to a new owner, and what voids it. 'Lifetime warranty' without those details is a slogan, not a warranty.
- For pier work, ask what the warranty covers if settlement continues or if lift causes cosmetic cracking elsewhere — both are known risks that should be discussed before work, not after.
4. Compare quotes like-for-like
| Compare this | Why |
|---|---|
| Method + quantity (piers, anchors, straps) | 'Stabilise the wall' without quantities cannot be compared or audited. |
| Depth / refusal criteria for piers | Pier count and depth drive price. Vague depth language hides change-order risk. |
| Drainage scope included or excluded | A structural fix without drainage may fail again if water was the cause. |
| Restoration scope | Excavation, landscaping, driveway, flooring, and interior finish restoration — who restores what, and to what standard? |
| Payment schedule | Progress payments tied to milestones are normal. A large up-front payment before work starts is a red flag. |
5. Questions to ask before you sign
- What is the cause, and what evidence supports that diagnosis?
- Why this method and not the alternatives?
- What will this fix, and what will it not fix?
- Do I need a structural engineer's report, and will you work from one?
- What does the warranty cover, transfer, and exclude?
- What happens to my landscaping, driveway, and interior finishes — and who restores them?
- Does homeowners insurance cover any part of this? (Usually not for soil movement/settling — see FAQ.)
6. Red flags
- Scare tactics: 'your house will collapse' without measurements or an engineer's finding.
- A quote for a single method given without measuring bow, checking floors, or looking outside at grading and drainage.
- Refusal to provide insurance documentation, warranty terms, or a written scope with quantities.
- Pressure to sign today, cash-only pricing, or a price that changes dramatically if you 'decide now.'
The simplest test: if a contractor cannot explain the cause, the method, and the warranty in writing — and cannot say when 'monitor it' is the right answer — get another inspection before spending five figures.
Before you decide
General information only, not professional advice. This site covers topics that touch structural safety, homeowners insurance, real-estate disclosure, contracts, and warranties. Nothing here is legal, insurance, engineering, or financial advice, and cost figures are published planning ranges, not quotes. Your foundation, your policy, and your contract decide what applies to you.
Talk to a licensed local professional before you decide: a qualified, insured local foundation contractor for repair options, a licensed structural engineer for severe, disputed, or buying/selling situations, your licensed insurance agent for coverage questions, and a licensed attorney or your real-estate agent for disclosure and contract questions.